Health Coverage on Higher Ground
PRIVATE HEALTH INSURANCE · UNDER 65
Highland Health Solutions is your independent insurance partner helping individuals and families under 65 find the right private health coverage. Whether you're self-employed, between jobs, retired early, or shopping the marketplace, we simplify comparison, enrollment, and lifetime service — so you can focus on living life, not decoding coverage rules.
We help you enroll with confidence.
Why Families Trust Highland
Free, No-Pressure Reviews
We listen first, recommend second. Our licensed advisors offer honest, obligation-free plan reviews tailored to your unique needs.
Top Carriers Compared
We shop the market for you — comparing dozens of top-rated marketplace and private health plans to help you find the best fit without the hassle.
Local Support + Phone Help
Talk to real people who care. Visit our South Florida office or get expert guidance over the phone — whichever is more convenient for you.
Coverage for Life Before Medicare
Whether you're covering your family, working for yourself, or bridging the gap to retirement, Highland has you covered.
Individual & Family Plans — Marketplace (ACA) and private coverage compared across carriers to balance premium, coverage, and provider access.
Self-Employed & Early Retiree Coverage — Flexible options that keep you protected between jobs, in business for yourself, or until Medicare kicks in.
Supplemental & Ancillary Coverage— Dental, vision, accident, and other add-ons that pair with your primary plan for more complete protection.
We Help You Choose With Confidence
We take the time to understand your unique needs, so we can recommend a plan that fits your life, not just a checkbox. Our team is here to answer your questions, explain your options clearly, and guide you every step of the way. You'll save time, avoid confusion, and gain peace of mind knowing your health is protected now and into the future.
✔ Personalized plan recommendations
✔ Ongoing support — not just during enrollment
✔ Clear, honest answers from real, licensed advisors
✔ Confidence and clarity about your healthcare decisions
How It Works
Step 1
Schedule Your Free Review
Book a quick, no-pressure consultation with one of our licensed experts to explore your options.
Step 2
Compare Top Plans
We'll walk you through options from trusted carriers to find the right fit for your needs and budget.
Step 3
Get Lifetime Support
Enroll with confidence and count on us for continued help every year, at no cost to you.
FAQ
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Our services are completely free to you. We're paid by the insurance carriers when you enroll — so you get expert help, plan comparisons, and ongoing support at no cost.on text goes here
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Not always. Marketplace open enrollment runs from November 1 to January 15 in most states, but qualifying life events — losing employer coverage, moving, getting married, having a baby — open a special enrollment period. Certain private plans can also be purchased year-round. We'll help you figure out what you qualify for right now.
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You have more options than you might think — marketplace (ACA) plans, private individual plans, and supplemental coverage to round things out. We'll compare them across carriers and help you find the right balance of premium, coverage, and provider access.
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Many people do. Marketplace premium tax credits are based on your household income and size, and they can significantly lower your monthly premium. We'll check your eligibility as part of your free review.
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In many cases, yes — but it depends on the plan's network. We'll check that your preferred doctors and prescriptions are covered before you make any decision.
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We'll be right there for the transition. Our sister agency, Summit Health Advisors, specializes in Medicare — so when the time comes, you'll get the same honest, no-pressure guidance moving into Medicare coverage.
Health coverage can be confusing, but you don't have to figure it out alone. At Highland Health Solutions, we're more than just licensed agents — we're trusted partners who truly care.
Our team offers free, personalized guidance to help you navigate your options with confidence. From your first review to ongoing support, we make coverage feel simple, stress-free, and tailored to your life.